Relax GamingRelax Gaming

    Money Train 3

    9.5/10
    Release September 2022· Updated June 2026

    Money Cart sequel from Relax Gaming (Sept 2022). MAX WIN 100,000x, Bonus Buy 20x/50x/100x/500x. BetsRank score: 9.5/10.

    RTP
    96.1%
    Volatility
    High
    Max Win
    100 000x
    Grid
    5 reels, 4 rows
    Bonus Buy
    Yes
    Random respins (sticky symbols + multipliers ×1/×2/×3)Money Cart Bonus Round (3+ scatters)13 modifier symbols (Collector, Sniper, Necromancer, Shapeshifter + persistent)Reel expansion (jusqu'à 2 reels supplémentaires)Hit frequency 19,35%Achat bonus 4 paliers : 20x / 50x / 100x / 500x
    Money Train 3
    🎰

    Where to play Money Train 3 — Top 3 casinos

    Casinos recommended by Alexandre Dubois — RTP intact, generous bonuses, fast withdrawals.

    #1
    8.8
    Casino Peaches

    Casino Peaches

    See full review →

    🎁 Pack 3 deposits up to €1,000 + Free Spins

    Wagering: x40
    Play at Casino Peaches
    #2
    9.0

    🎁 200% up to €850 + 100 FS

    Wagering: x30
    Play at Lussurio
    #3
    9.0

    🎁 Pack €15,000 + 350 FS over 4 deposits

    Wagering: x40
    Play at BetRiviera
    9.5

    BetsRank Verdict

    Hands-on testing by Alexandre Dubois — bonus tested, multiple sessions

    Released on 22 September 2022, Money Train 3 is the most beloved entry in the Money Cart franchise for the streaming community, ahead of Money Train 4's arrival. Format 5x4, 40 fixed paylines, RTP 96.1% (96.5% with Bonus Buy), high volatility (5/5), max win 100,000x, hit frequency 19.35%. Signature mechanics: random sticky respins in the base game (multipliers ×1/×2/×3), a Money Cart Bonus Round triggered by 3+ scatters with 3 respins that reset on every new sticky symbol, and reel expansion (fill a reel to add another, up to 2 times). 13 modifier symbols: Collector, Sniper, Necromancer, Shapeshifter + their persistent versions. A 4-tier Bonus Buy: 20x (1 respin), 50x (2 respins), 100x (3 respins standard), 500x (3 respins + guaranteed persistent symbol).

    Strengths

    • +100,000x max win — second-best in the franchise
    • +4-tier Bonus Buy (20x to 500x — real flexibility)
    • +Money Cart with ×2 reel expansion
    • +96.1% RTP / 96.5% with Bonus Buy
    • +Reassuring 19.35% hit frequency

    To consider

    • Brutally high volatility (5/5)
    • Bonus Buy banned in the UK
    • 5x4 format vs MT4's 6x6
    • 13 modifiers vs MT4's 20+

    About Money Train 3

    Released on 22 September 2022, Money Train 3 is the most beloved entry in the Money Cart franchise for the streaming community, ahead of Money Train 4's arrival a year later. Format 5x4, 40 fixed paylines, RTP 96.1% (96.5% with Bonus Buy), high volatility (5/5), max win 100,000x stake (which became the market's 'normal' ceiling before MT4's 150,000x), hit frequency 19.35%. Signature mechanics: random sticky respins in the base game with ×1/×2/×3 multipliers, and above all the legendary Money Cart Bonus Round triggered by 3+ scatters — 3 respins that reset every time a new sticky symbol lands (a reimagined Hold & Win mechanic), with reel expansion adding up to 2 extra reels as columns fill. 13 distinct modifier symbols: Collector (banks values), Sniper (strikes random symbols), Necromancer (revives dead symbols), Shapeshifter (changes a symbol's value) + their persistent versions. A 4-tier Bonus Buy: 20x (1 respin), 50x (2 respins), 100x (3 respins standard) or 500x (3 respins + guaranteed persistent symbol). Accessible 0.10€ minimum bet.

    Key mechanics

    • Format 5x4, 40 fixed paylines
    • Random sticky respins (×1/×2/×3 multipliers)
    • Money Cart Bonus (3+ scatters, resetting 3 respins)
    • Reel expansion up to ×2
    • 13 modifier symbols (Collector / Sniper / Necromancer / Shapeshifter)
    • 4-tier Bonus Buy (20x / 50x / 100x / 500x)
    • RTP 96.1% / 96.5% (Bonus Buy)
    💰 Bonus Buy: 20x (1 respin) / 50x (2 respins) / 100x (3 respins standard) / 500x (3 respins + guaranteed persistent)

    Money Train 3 FAQ

    What is the RTP of Money Train 3?

    Official RTP: 96.

    1% (base game) / 96. 5% (with Bonus Buy). Adjustable by operator — check via the in-game 'i' icon.

    Money Train 3 vs Money Train 4 — which to choose?

    MT3: more compact 5x4 format, 100,000x max win, 13 modifiers, 4-tier Bonus Buy (20x to 500x).

    MT4: 6x6 Scatter Pays, market-record 150,000x, 20+ modifiers plus the Upgrader. MT3 remains a favorite for some streamers for its pacing and the flexibility of 20x/50x entries.

    Which Bonus Buy tier should I pick on MT3?

    20x (1 respin) = an ultra-cheap test.

    50x (2 respins) = a good balance. 100x (3 respins standard) = the classic path toward the 100,000x max. 500x = guaranteed persistent symbol, EV-positive over long sessions but 5x more expensive.

    Is Money Train 3 available at online casinos?

    Yes, on most crypto/anonymous casinos in the BetsRank top rankings that carry Relax Gaming.

    Note: Bonus Buy is banned in the UK.

    Similar slots to discover

    🎰Money Train 3 variants

    Other versions of the franchise — more potential, different mechanics.

    Alexandre Dubois
    Alexandre Dubois

    Online Casino & Bonus Expert

    Last updated: 6/27/2026

    Learn more →

    Slot sheet last updated on · Sources: slotcatalog.com, official provider sites, BetsRank hands-on testing